Zip Money

Why choose Zip Money?

Zip Money is a fast, secure and easy way to get what you need today and repay it on a schedule that suits you.

Zip Money is a line of credit with credit limits between $1,000 and $5,000 for regular accounts and up to $50,000 for specific merchants. Zip Money offers customers a guaranteed interest-free period of 3 months across all products and up to 36 months with some retailers¹. Zip Money accounts may incur a one-off establishment fee for certain credit limits. A $9.95 monthly account fee applies.

How do repayments work?

Repayments are automatically direct debited from the payment method that you added when you created the account. You can change the payment method at any time and the frequency of your payments to weekly, fortnightly or monthly as long as you're covering the minimum monthly repayments. Choose what works best for you.

What are the fees?

With Zip Pay a $9.95 monthly account fee applies, we will waive the fee if you pay your statement closing balance in full, by the due date. With Zip Money a $9.95 monthly account fee applies which is waived if you have nothing owing. A one-off fee, up to $99, based on your approved credit limit may apply. See your contract for more details.

Zip Money

Why choose Zip Money?

How do repayments work?

What are the fees?

Is it time to replace your OLD air conditioner?